The gift card amount often ranges from $10 to $100, whether it’s one of the store cards or one of the Amazon Rewards Visa cards. In many cases, a more valuable sign-up bonus could be the difference maker for you when you compare credit cards.Įach of the four Amazon credit cards typically offers cardholders an Amazon gift card upon approval. Getting a sign-up bonus can be a nice sweetener on top of a card’s other rewards and benefits. This will help you understand whether one of the Amazon store cards or one of the Amazon Rewards Visa cards would be a better fit for you. Now we’ll jump into the details of the four Amazon credit cards and compare how they stack up against each other, especially in regards to their rewards program. Travel and protection benefits special financing options Special financing options for six, 12, or 24 months on select items credit cardsĮarn an Amazon gift card upon approval, typically worth $10 to $100Įarn a $50 Amazon gift card upon approval of credit card applicationĮarn a $100 Amazon gift card upon approvalģ% cash back at and Whole Foods Market 2% cash back at restaurants and gas stations and 1% cash back on all other purchasesĥ% cash back at and Whole Foods Market 2% cash back at restaurants and gas stations 1% cash back on all other purchasesĪmazon purchases, statement credits, direct deposits, gift cards, or travel So you’re able to use them to make purchases on Amazon, but you can also use them for any other purchases you may have from any retailer (as long as they accept Visa). The Amazon Rewards Visa Signature Card and the Amazon Prime Rewards Visa Signature Card are considered open-loop cards because they work anywhere Visa cards are accepted. A card on a closed loop works only at specific locations, so you wouldn’t be able to use it outside of the store it’s associated with. The Amazon Store Card and Amazon Prime Store Card are considered closed-loop cards, which is what most store cards are. The difference between store cards and credit cardsīefore jumping into the details of the different Amazon credit cards, it’s important to understand two categories these cards can fall into: closed loop or open loop. Best for building credit: Amazon store cards.Best for benefits: Amazon Rewards Visa cards.Best for earning rewards: Amazon Prime Rewards Visa.The difference between store cards and credit cards.